Is Mold Covered By My Insurance Company? Ask SERVPRO

8/4/2016 (Permalink)

SERVPRO of Lafayette/Louisville can take care of your mold damage issues !

Ask SERVPRO if Mold is Covered by Your Insurance Company

We're not insurance gurus by any means, but we often see a lot of the same concerns and questions when we're dealing with homes. Over time, this advice becomes priceless, because many homeowners have no idea what to do when situations with mold get serious. That being said, mold is a severe problem because it causes serious illness, damages to your home, and is often invisible until it's too late. As a homeowner, you have to act quickly and minimize the problem (besides "throwing a little bleach on it"). Our professional staff recommends never to touch mold or address it; because our staff is affordable in trained in the art of taking care of mold. That being said, something must be done quickly to minimize damages. 

Understanding When Mold Damage Is Covered By Homeowner's Insurance 

Mold damage in Erie is a very common problem. All it takes is excessive moisture (from leaky pipes or leaving the windows open), and mold can grow unabated. That being said, past cases of mold damage caused by extreme peril, like broken windows, fire damages, storms or other disasters are covered by insurance companies. If you have a sudden, unpredicted plumbing leak or another equipment disaster, these situations can be covered as well. 

However, insurance carriers these days have been removing these sort of policies for homeowners, especially if the damages are exacerbated by previous neglect (for example, not insulating pipes to prevent their bursting). In these situations, you can purchase additional coverage to cover more than limited coverage situations that leave you less covered than you might prefer in a mold damage emergency. SERVPRO suggests staying attuned to your plan to check for loopholes and other issues that keep you safe when a mold infestation strikes. 

Locally Owned Company with National Resources

Our SERVPRO Professionals are trained when it comes to dealing with issues that arise from mold and mold damages. If you have mold damage, call our staff today. SERVPRO of Lafayette/Louisville is locally owned and operated to ensure that any issues that you have with your home are taken care of immediately because we'll be on site within 24 hours. Give us a call today at (303)604-6607 to get an estimate and take care of hazardous mold today.